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For Driven Individuals


Comdata, T-chek and EFS Checks are Accepted!

Swift access to your money

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You deserve access to a trucking checking account that has been individually evaluated, tailored, and underwritten to your specific needs. Know what else you deserve? An experienced bank that has been working in the trucking industry for more than 20 years. That’s where we come in!

Truck drivers and OTR operators have unique checking needs and receive payment in various forms, such as Comdata checks, T-check, EFS, etc. When it comes to the world of road warriors, we are the bank for truck drivers and fleet operations.

When you work as a truck driver, your personal banking needs extend beyond the basic finance services offered by most banks. There are times when you might spend days or weeks on the road at a time and account for OTR expenses and other times you are back home running your day-to-day life and errands. At TAB Bank, we get this. Our Chrome Checking Account is set up with your unique lifestyle and career in mind to meet all these needs in your fast-paced career.

In the very beginning, we were the bank that you would find in the Flying J’s truck stops. The demand for our services grew so much that we expanded and became a financial solution that offers many different services and products, including:



Features You’re Going to Love About TAB Bank Chrome Checking Account:

  • Deposit Comdata, T-cheks and EFS checks by phone or in online banking
  • Mobile Check Deposits for other check deposit types
  • Talk with a real person – Extended customer service hours
  • Mobile Banking Convenience
  • Account Alerts
  • My Spending, Budgeting Tool
  • Bill-pay
  • Online Banking
  • Funds Transfer Access
  • Earn Interest
  • FDIC insured to protect your money
  • Pay someone in seconds by email or mobile phone

Truckers Trust Us for Alternative Check Cashing. You Can Too.

Long hours on the road. Days behind the wheel. Time away from home. Truckstop meals and fast food. Working as a truck driver is challenging.

Another thing that can be difficult for truck drivers is to navigate local roads to get to a bank branch in order to cash various forms of alternative payments such as EFS and Comcheks. You can run into multiple problems going this route, such as finding out the bank that you need is not in that particular town. Even worse, sometimes your account gets flagged for possible fraud just because you have traveled through several states because of your job.

Unlike opening up a traditional checking account, opening up a trucker bank account is not as easy as traveling to a local branch, filling out some applications, putting down an initial deposit, and walking out with your new debit card. In your profession, you spend so much time on the road that hitting up a local branch is likely not an option for you because you are probably in a different town, state, or both.

Don’t worry. We’ve got you covered. TAB Bank offers online banking for our Chrome Checking Accounts, that allow you to electronically collect Comdata payments, T-Cheks, and EFS (Electronic Funds Source) payments.

Our financial services have been developed from the ground up to cater to the needs of America’s hard-working truck drivers. Driven individuals choose us as a one-stop shopping experience for equipment loans, accounts receivable financing, and banking products. We’re ready to partner with you for the long haul.


Process payments and cash your checks fast and easy using TAB Bank’s mobile banking platform.


T-Cheks. Comdata. EFS Checks. Cash in many alternative payment methods with TAB Bank.


Never worry about problems with data breaches with our end-to-end encryption and secure banking systems.

What is Comchek Payment? EFS Checks? T-Cheks?

Truck drivers and fleet operators accept many different alternatives to paper checks. Why has the trucking industry made this shift away from paper checks and toward digital options? Because paper checks are outdated and despised by most people.

Last year there was a satisfaction survey by and Ingo Money, and paper checks ranked at the very bottom at 4.4 out of 100 types of preferred payment methods by employers. This was the lowest score out of any disbursement option on the survey. In addition, there are multiple security issues that can arise with paper checks, such as losing them. Also, there are possibilities for holds, especially during the holidays, storms, or natural disasters. These complications are only compounded for workers who spend much time on the road and do not have a physical address to send paper checks to.

Thankfully, trucking companies have various payment options available that avoid the use of paper checks. The following is a breakdown of the different types of electronic payments that we cash at TAB Bank:

1. EFS Checks – This acronym stands for “Electronic Funds Source” and these are checks that are offered though a company with the same initials, Electronic Funds Source LLC. In order to utilize an EFS check, a truck driver or fleet operator needs an issue number

and a transaction number and then the EFS provides an authorization number. This authorization number is tied to a specific dollar amount. EFS acquired the T-Cheks system in 2012.

2. Comcheks – Comcheks are a type of electronic payment offered by Comdata. Brokers, shippers, and factoring companies often use Comcheks as a form of payment paid to motor carriers. Carriers can also use them to make payments for transportation-related expenses, such as maintenance, fuel, and lumpers.

Electronic forms of payment for truckers are awesome for putting money into your driver’s wallet a lot faster. What banks cash EFS checks? We do! The beauty of TAB Bank is that once you’ve submitted your electronic check, your money is immediately deposited into your checking account and available for use.

Reap the Benefits of Banking Online with TAB Bank

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Always feel secure.

We have firewalls, encryption and security measures in place to make sure all your personal information stays secure.

Call for help when you need it.

Representatives are waiting to take your calls, available business hours throughout the day.

Trust the experts in the trucking industry

TAB Bank has more than 20 years of experience working with trucking companies. We understand the industry inside and out.

Enjoy smooth, seamless operations.

You’re busy. Our entire banking business is established around the principle of easy operations.

Mary, Vice President, Finance Company

“TAB Bank has a very dedicated team of professionals who have provided our business with a great experience. They have been quick to help support the growth of our company and continue to work hard for our company.”

Lisa, CFO, Technology Company

“As far as TAB Bank goes, I don’t know what I would do without them. They have definitely made a big difference in our business.”

Dave, President, Distribution Company

“Our experience with TAB Bank has been very positive. In today’s economy, it is reassuring to know that there are still financial institutions out in the market that clearly understand the needs and challenges that smaller middle market companies face on a daily basis.”

Bob, Vice President, Manufacturing Company

“I’m not stuck behind a bureaucratic wall of impersonality. We can interact and solve problems in very clear language and make things happen. That’s why I like TAB.”

Mark, President, Manufacturing Company

“Our experience in working with TAB Bank can be summed up in two words – proactive partnership. Without a doubt, TAB Bank is a different bank that makes a difference. Our company is pleased to be working with them.”

Greg, CFO, Transportation Company

“One of the unique things about TAB Bank is that they are a bank that specializes in trucking – at a much higher level than any other bank.”