Kasasa Cash Back Rewards

Get Cash Back Rewards with KASASA CASH BACK®

Note: This page is for informational purposes only.
TAB Bank is no longer accepting applications for new Kasasa Cash Back accounts. Please check out TAB Spend, our new and improved rewards checking account that offers both Cash Back and High Yield interest.

Photo of smiling multi-racial family

Earn as You Spend!

It feels like you’re getting paid to shop

QUALIFICATION REQUIREMENTS DAILY BALANCE REWARDS MIN. DEPOSIT TO OPEN
MIN. 15 DEBIT CARD PURCHASES EACH MONTH (MIN. $5.00 EACH)

MIN. 1 DIRECT DEPOSIT, ACH PAYMENT, OR BILL PAY TRANSACTION EACH MONTH
NO MINIMUM 1.00% CASH BACK ON DEBIT CARD PURCHASES 1
AND REFUNDS ON ATM WITHDRAWAL FEES, NATIONWIDE 2
NO MINIMUM

Kasasa Cash Back® is a rewards checking account designed to help you get more from your everyday spending. From buying groceries or filling up your gas tank to enjoying an evening out with friends, you can be on your way to earning 1.00% cash back rewards with each swipe of your TAB Bank Debit Card. We’ve even built in conveniences like e-Statements, mobile and online account management, and the ability to schedule automated bill payments.

This account has no minimum balance requirements or monthly maintenance fees. We also waive the qualification requirements for your first monthly cycle, making sure you start seeing rewards as soon as possible!

Things You’re Going to Love About our Kasasa Cash Back® Checking Account:

  • 1.00% Cash Back on Debit Card Purchases 1
    • No Category Restrictions on Purchases
    • No Cap on Earnings
  • Refunds on ATM Withdrawal Fees, Nationwide 2 (up to $5 each, up to $15 monthly)
  • No Minimum Balance to Earn Rewards
  • No Monthly Maintenance Fees
  • Free Debit Card
  • Free Digital Banking Services, Including:
    • Online Banking with Bill Pay, Alerts, and Other Tools
    • Mobile Banking via the TAB Personal Banking App
    • Auto-enrollment in eco-friendly E-Statements
    • Ability to make deposits via phone or online
  • FDIC insured to protect your money
Photo of customer using debit card at checkout counter

1 Applicable conditions and qualifications must be met within the Monthly Qualification Cycle. See details below.
2 Nationwide ATM withdrawal fee refunds limited to $5 each, for a total of up to $15 per statement cycle. See details below.

How to Earn Your Kasasa Cash Back® Rewards:

Before you jump in and start enjoying your cash back, here’s what you should know about earning these rewards. To qualify for 1.00% Cash Back Rewards on your debit card purchases, you must meet the below requirements within each Monthly Qualification Cycle:

  • At least 15 TAB Bank debit card purchases (minimum $5.00 each) excluding ATM transactions, account transfers, and other non-retail payment transactions
  • At least 1 direct deposit, ACH payment, or bill pay transaction

Other requirements and conditions for opening the Kasasa Cash Back® account include:

  • Limit 1 Kasasa Cash Back® account per SSN
  • Be enrolled in and receive E-Statements

If, for any reason, you don’t meet the qualification requirements within a given cycle, you will miss out on the cash back rewards but will not incur any penalty fee or fine. And you can get right back to earning cash back rewards in the next monthly cycle! See full terms below for details.

Questions? Please contact us — we love to help!

Want More Details on How It All Works?

 

Qualification Information: 

To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:

  1. At least 1 direct deposit, ACH payment (use of routing number and account number to complete a transaction), or bill pay (using TAB Bank’s mobile app or online banking portal) transaction.
  2. At least a combined total of 15 debit card purchases. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.

The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases less than $5.00, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank.

Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. See chart below or contact a customer service representative for specific Monthly Qualification Cycle dates.  

 

Reward Information: 

When Kasasa Cash Back® qualifications are met during a Monthly Qualification Cycle, you will receive 1.00% cash back on up to a total of all debit card purchases that post and settle to the account during that cycle period. There are no caps on cash back payments that may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $15.00 nationwide ATM withdrawal fees incurred within your Kasasa Cash Back® account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When your Kasasa Cash Back® account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back® account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. 

Cycle Date Information: 

The following dates apply to your Kasasa Cash Back® account. Our Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. To qualify for your account’s rewards all the transactions and activities identified within the above Reward Qualification Information section must post and settle to your Kasasa Cash Back® account within the below Monthly Qualification Cycle dates. 

Monthly Qualification Cycle Statement Cycle
Month Year Begin End Begin End
Jan202312/30/20221/30/20231/1/20231/31/2023
Feb20231/31/20232/27/20232/1/20232/28/2023
Mar20232/28/20233/30/20233/1/20233/31/2023
Apr20233/31/20234/27/20234/1/20234/30/2023
May20234/28/20235/30/20235/1/20235/31/2023
Jun20235/31/20236/29/20236/1/20236/30/2023
Jul20236/30/20237/28/20237/1/20237/31/2023
Aug20237/29/20238/30/20238/1/20238/31/2023
Sep20238/31/20239/28/20239/1/20239/30/2023
Oct20239/29/202310/30/202310/1/202310/31/2023
Nov202310/31/202311/29/202311/1/202311/30/2023
Dec202311/30/202312/28/202312/1/202312/31/2023
Monthy Qualification Cycle Statement Cycle
Month Year Begin End Begin End
Jan202412/29/20231/30/20241/1/20241/31/2024
Feb20241/31/20242/28/20242/1/20242/29/2024
Mar20242/29/20243/28/20243/1/20243/31/2024
Apr20243/29/20244/29/20244/1/20244/30/2024
May20244/30/20245/30/20245/1/20245/31/2024
Jun20245/31/20246/27/20246/1/20246/30/2024
Jul20246/28/20247/30/20247/1/20247/31/2024
Aug20247/31/20248/29/20248/1/20248/31/2024
Sep20248/30/20249/27/20249/1/20249/30/2024
Oct20249/28/202410/30/202410/1/202410/31/2024
Nov202410/31/202411/27/202411/1/202411/30/2024
Dec202411/28/202412/30/202412/1/202412/31/2024

Additional Information: 

Account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the Kasasa Cash Back® account. Enrollment in E-Statements is a condition of these accounts. Limit of 1 account per Social Security Number (SSN). There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. TAB Bank is a Member FDIC institution. The standard deposit insurance amount is $250,000 per depositor, per FDIC-insured bank, per ownership category (learn more). 

Trademarks: 

Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A. 

Important Kasasa Account Information

You're now leaving TAB Bank

TAB Bank's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. TAB Bank isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the TAB Bank name.